Bajaj Finserv Wallet powered by Mobikwik – India’s first integrated debit and credit wallet for fastest online recharges and bill payments, credit card bills, No-Cost EMI offers on LED, mobiles and other consumer durables. Your own Personal expense Manager, the app features services such as Bajaj EMI card, Instant Loans, Personal Loans and facilitates easy payments at online websites and offline stores.

Bajaj EMI Network Card:

With the Bajaj Finserv Wallet powered by Mobikwik you are empowered with our exclusive EMI network card which you can use to buy your favorite products on no-cost EMIs, Credit Card, Finance, Personal Loans.

Just link your Credit Card or EMI card with your Bajaj Finserv Wallet and enjoy seamless transactions at BFL partner stores. It is easy and saves time.
Get fast and easy loan approvals for “New to Credit” Customers by using consent based SMS data in a safe & secure manner on a range of products ranging from LED TVs, Refrigerators, Washing Machine & Microwaves to Smartphones, Cameras & Watches, Apparels and many more by EMI Card.

Shop on no-cost EMI with Bajaj EMI card at leading e-commerce companies like Flipkart and Amazon with the all new Bajaj Finserv Wallet powered by Mobikwik.

Based on SMS transaction history customers can apply for various BFL Loans like Personal Loans, Home Loans, Consumer durable loans, Finance, etc.

Mobile Recharges:
Do prepaid recharges & post-paid bill payments for all leading Indian telecom providers like Airtel, Vodafone, Idea, Jio, BSNL and more. Get all Top Ups, SMS, Data, Local, STD, ISD, Postpaid, Vouchers & Full Talk Time recharge offers.

DTH Recharge:
Do DTH recharges like Tata Sky, Airtel DTH, dish tv, Reliance Big TV DTH, Videocon D2H & Sun Direct DTH.

Datacard recharges are available for:
Idea Netsetter, Tata Photon & JioFi Recharges

Pay Utility Bills: Electricity, Gas and Water Bill payments:

•Make bill payments to 70+ electricity boards like BSES Rajdhani, Adani Power, MSEB and more
•Make Gas bill payments to 20+ operators like Indraprastha Gas, Mahanagar Gas, Indian oil-Adani Gas and more
•Make Water bill payments to 30+ operators like Delhi Jal Board, Municipal Corporations and more

Also Do:
•FASTag topup, Traffic challan, metro card, cable TV recharge, insurance, Credit Card & broadband bills
•Easy contactless payments with QR code. Scan & pay at your local stores or pay for your automobile fuel at nearby petrol pumps
•Redeem your PAYBACK points on the Bajaj Finserv Wallet App
•Apply for Bajaj Finserv RBL Credit card and get rewards and benefits

Expense Manager:

Track, analyze and set budget for your expenses across all payment modes from your SMS data in a safe & secure manner. Use this analysis to spend in a prudent manner using Bajaj Finserv Wallet app. Also get reminders about upcoming bill payments.

Personal Loans:

Avail instant approval on Personal Loan of up to Rs. 25 lakh with Bajaj Finserv Wallet. The online application process requires minimal documentation and you do not have to pledge any collateral. Get the money in your bank in just 24 hours after meeting our easy-to-meet eligibility parameters. The personal loan is available for salaried professionals at attractive interest rates and no hidden charges.

Key features:
• Loan amount: From ₹30,000 to maximum of ₹25 Lakhs
•Repayment Tenor: 12-84 months
•Annual Percentage Rate (APR): From 12.5% to maximum 34%
•Processing Fees : Starting from ₹500 to ₹2000

Know your loan better:
For ₹1,00,000/- borrowed, at interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), you would pay:
Processing fee = ₹1000
Other charges = ₹100
Interest = ₹13,472
Total amount repaid after a year = ₹1,14,572

Please note: Interest rate and processing fees varies as per the product

Bajaj Finserv Wallet powered by Mobikwik is a pre-paid instrument issued by Mobikwik under billco-branding arrangement with Bajaj Finance Limited, in accordance with the applicable RBI guidelines.