>FINSARA Credit limit is for your daily expenses. From your grocery store, to the medical store till the petrol pump. Once you're approved on FINSARA, you can transfer money to your bank account and see your credit history grow. After using the FINSARA credit limit for 4-6 months, you become eligible for FINSARA Flexi Personal Loan. FINSARA facilitates personal loans through its RBI approved NBFCs to select customers based on good repayment behavior on credit limit. Flexi loan amount ranges from ₹10,000 to ₹50,000 and tenure can vary from 3 months to 36 months. The maximum Annual Percentage Rate (APR) will be 36%, but the actual APR can be lower based on an individual's credit profile, although most of our customers incur much lower APR.