Home Credit SuperCupo is an all-in-one platform for all your financial needs. Trusted by over 1 Crore+ users, it is the easiest, fastest & safest way to get instant funds with just a few clicks on your phone.

On this app, you can apply for a Personal Loan for up to ₹5 Lakhs with no hidden charges. Our instant personal loan also comes with attractive features like flexible repayments, 100% online process and more.

You can also apply for an Ujjwal EMI Card and get a pre-approved credit limit of up to ₹75,000 to shop on EMI for your favorite mobile phones, laptops, TV, AC & more with SuperCupo.

Why Choose Home Credit?

• Over 1 Crore satisfied customers
• More than 31,000+ Partner Shops
• Presence across India in 300+ Cities

What We Offer?

Personal Loan

Get an instant personal loan of up to ₹5 Lakhs with no collateral and instant approval.

Be it medical emergency, small business, shopping, travel expenses, wedding or education, our instant personal loan app can be your savior. With 100% online process, you can get instant online loan approval of up to ₹5 lakhs with just 2 documents!

Personal Loan Details:

• Loan Amount: ₹10,000 - ₹5,00,000
• Minimum Annual Percentage Rate (APR): 24%, Maximum APR: 49.5%
• Minimum repayment period: 3 months, Maximum repayment period: 51 months
• Processing Fees: 2.5% to 5%
• Convenience Fees: 0 to Rs 250

If customers opt for a Value-Added Service, the fee for it shall be levied additionally.

Representative Example:

• Loan Amount: ₹50,000
• Tenure: 12 months
• Interest Rate: 24%
• EMI: ₹4728/month
• Processing Fees: ₹1,000
• Total Amount Payable: ₹4,728 x 12 months = ₹56,736

*The annual interest rates and processing fee will vary as per the risk profile of the customers.

The maximum APR can go up to 49.5% (However, only a fraction of our customers get an interest rate higher than 30% per annum). These numbers are indicative & subject to change.

Ujjwal EMI Card

Our Ujjwal EMI card provides you with an instant limit up to ₹75000 that enables easy shopping on EMI without any hassle. Enjoy online & offline EMI shopping without paying the entire amount at once!

Limited Period Offer:

Get Upto Rs.1500* Cashback on your 1st Flipkart Gift Card purchase through Home Credit Ujjwal EMI Card.

*T&C Apply

Benefits of Ujjwal EMI Card:

1. Pre-approved Credit Limit of up to ₹75,000
2. Instant Approval
3. No Foreclosure Charges

Flexible Personal Loan

Our Flexible Personal Loan comes with a pre-approved limit of up to ₹2 Lakhs. It allows multiple withdrawals with the flexibility to pay interest on the amount withdrawn as per your needs when you need it and repay when you have cash.

Flexible Personal Loan Details:

• Loan Amount (Min & Max): ₹10,000 - ₹2,00,000
• Minimum Annual Percentage Rate (APR): 24%, Maximum APR: 49%
• Minimum repayment period: 6 months, Maximum repayment period: 36 months
• Joining fee: 3% of allotted credit limit (one-time)
• Annual renewal fee: 2% of allotted credit limit
• Transaction fee: 2.5% on each withdrawal amount

Representative Example:

For flexi limit of ₹50000 and a withdrawal amount of ₹10000 for 1 month, a user would pay:

• Joining fees: ₹1500
• Transaction Fee: ₹250 (2.5% of withdrawal amount ₹10000)
• Interest: ₹307.5 (interest calculated on withdrawal amount and transaction fee)
• Total outstanding principal: ₹11750
• Total loan outstanding: ₹12057.5
• Total Amount to be paid at the due date: ₹660 (3% of outstanding principal+ interest charged)

Deals

Home Credit SuperCupo offers exciting deals on Mobiles, ACs, LED TVs & more.

Home Credit respects your Privacy!

Data security & privacy is our top priority. All the information requested is only used to generate the best offers for you.

Privacy Policy: https://www.homecredit.co.in/privacy-policy/

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